The easiest way to invest in crypto is called fync

The professionally managed crypto portfolio for smart investors

As you read this, one of the largest wealth redistributions in human history is underway.

You have been telling yourself for a while: "I really need to look into this and invest in the crypto market" Look no further: fync can be your time-saving, smart solution. Discover the new simplicity of investing in crypto. Ready?

The crypto market behaves differently than investments on the stock exchange

You have probably heard or read about people who who are making a fortune with cryptocurrencies. Maybe you even know someone personally. Certainly, some of them can be described as "soldiers of fortune" rather than investors. What's their secret? The number one rule for successful investors is to understand what you are investing in. Those who do not follow this rule are essentially playing the lottery rather than investing the strategic way.

The cryptocurrency market is largely unregulated compared to the classic capital market (shares, ETFs, funds). Bankruptcies, hacks and scams are unfortunately all too common. For less experienced crypto investors, it is difficult to identify the best projects to invest in. Cryptocurrencies offer lucrative opportunities that are almost impossible to find in traditional financial investments. So, to miss out on investing in cryptocurrencies shouldn't be an option.

This is exactly where fync comes into play. It's simple: you make a single investment in fync. Our professional and experienced investment team invests for you in cryptocurrencies that meet our strict and systematic screening criteria.

"The crypto space is growing at 113% per year in terms of users. Even if it slows down to the 63% growth rate of network adoption the internet saw at the same stage, its going to lead to 4 billion users by 2030 or earlier."

~ Raoul Pal, Macro Investor & Investment Expert (Quelle)

Besides fync, there are of course other options if you want to invest in cryptocurrencies

Alternative:
Crypto index products

For example, you invest in a crypto index product or the 10 coins with the highest market capitalisation.

Why you should
use fync instead

With this approach, you are always investing - even in so-called "risk-off" phases, during which cryptocurrencies also lose a lot of value. In such phases, fync switches up to 70% to so-called "stable coins" and thus protects fync customers from price drops.

If you choose to invest solo in these tokens, you have to frequently carry out the process of "rebalancing" on your own.

Alternative:
Bitcoin & Ethereum

You just buy the cryptocurrencies Bitcoin and Ethereum - that covers the whole market anyway.

Why you should
use fync instead

You miss out on the opportunities presented by newer projects. With these, there is the option of them increasing hundredfold or even a thousandfold. This will, in all likelihood, no longer happen with Bitcoin and Ethereum.

With this approach, you are also always investing - even in so-called "risk-off" phases, in which cryptocurrencies lose a lot of their value.

Alternative:
Traditional markets

You stay away from cryptocurrencies and prefer to invest exclusively in traditional markets instead.

Why you should
use fync instead

True, you won't lose money on crypto investments with this strategy. Unfortunately, however, you will also miss out on the opportunity to profit from the financial revolution taking place right here, right now.

Do you sometimes still wonder whether the new market can burst like the Internet bubble did back then? You can read more about the connections here.

Register now & become a fync investor!

Get started with € 1,000 or more!

You want to invest in fync? We show you how easy it is to do so:

Creating a fync account and investing in cryptocurrencies through it is just as easy as opening a share deposit account. The identity verification process safeguards your security too.

Register

Register easily and conveniently with fync. Register here!

Confirm identity

Up to € 10,000 deposit, this works simply and easily in an online process.*

Make a deposit

We offer you numerous deposit options (SEPA, credit card, Bitcoin, USDT).

Approve investment

Your approval that we can invest the capital you have paid in.

* For investments over € 10,000 and corporate accounts, we will contact you personally.

For more information on this process and on deposit and withdrawal options, please see our FAQ.

Our investment approach

fync investment framework

Our framework consists of 4 levels:

The last few months have shown that cryptos show a high market correlation with other risk assets, such as tech stocks. 

With the help of macroeconomic data as well as Bitcoin-specific data stored on the Bitcoin blockchain, we determine the current market sentiment. According to the identified market phase (Bullish, Bearish, Uncertain), we determine the level of the desired portfolio allocation. How much of our portfolio should be invested in the market? How much of it should be in BTC, ETH (the two blue chips of the crypto universe) - or how much in alternative coins/tokens?

In order to determine which alternative coins we invest, we use three levels.

Crypto projects, so-called Dapps (decentralised applications), build their products on so-called Layer 1 Chains. Ethereum is an example of an L1 chain - and also the largest. However, L1s like Solana, Avalanche, Polkadot, Cosmos, Near and co. promise to be better alternatives because they are faster and cheaper. In return, they have to make concessions in terms of security or degree of decentralisation. The one right way has not yet crystallised. The industry is young: many things are still in the experimental stage. Experiments can, of course, go wrong, as was the case with Terra: just a few months ago one of the largest L1 ecosystems, Terra completely collapsed due to a flaw in its own token economy and brought all the dapps that built on it to their knees.

The Terra case has clearly shown that dapps are dependent on the L1 upon which they are based. That is why we only invest in dapps on L1s that we are completely sure of. To ensure we don't miss out on L1s, we track and analyse a range of price indicators, onchain fundamentals and ecosystem KPIs to identify L1s with positive market momentum.

In order to recognise the next mini hype cycle at an early stage, our team specialises in a diversity of use cases. We continuously scout the market. We have our own theories about which use cases in which sub-segments will gain momentum next. We have created sub-segment baskets consisting of projects with similar use cases. We track their performance and as soon as our theses receive initial price confirmation from the market, we increase our "initial investment positions".

To avoid investing in the right ecosystem or sub-segment but betting on the wrong horse, we rigorously evaluate projects in the context of their fundamental basis. Beyond the classic due diligence, which also flows into the valuation of classic start-ups, such as problem relevance, market size, team, traction, we look in particular at the so-called tokenomics - i.e. the way a token is structured, what it is used for, how it can generate value.

The fync plan - in black and white

Get our free whitepaper!

For all investors who want to know in detail: In our clear and informative whitepaper, we have compiled all the relevant information, approaches and basics on fync for you.

You can download our whitepaper free of charge and save it on your computer or smartphone - or simply print out the PDF.

May we introduce:

Introducing your new crypto experts at fync

When it comes to investing in the right coins (cryptocurrencies) at the right time, a whole lot of data has to be checked and the general situation on the financial markets (macro) has to be assessed. This requires different competences and focuses, which we cover with our team.

Our partners

fync relies on professional, international partners who are specialists in their fields and have many years of experience.

Dyves Invest AG focuses on promising ventures that create real value in niche and emerging asset classes. It has its own market research strategy and aims to find opportunities with high potential to significantly outperform the markets. The dyves invest team combines many years of experience across the market universe with a keen interest in finding investment ideas, particularly in the crypto and blockchain space. dyves invest leverages this knowledge to provide research services as well as investment advice to other professional market players.

The core business of Crypto Management GmbH is the management of cryptocurrency portfolios, crypto trading, technology consulting and the provision of technology services, especially in the field of cryptocurrencies and blockchain technology. For this reason, the company takes responsibility for and manages the trading of crypto assets. In doing so, it acts on the basis of recommendations for action in close coordination with dyves invest.

Crypto Management GmbH is a service provider licensed by the FMA in relation to virtual currencies (registration in accordance with §32a Abs.1 FM-GwG).

Fincity is a digital transformation consultancy and software development company that provides technical solutions to help clients solve problems that arise during their digital development. Fincity is the white label provider for fync, which means they take care of the necessary setup and also act as the exchange provider. They provide the necessary technical solution including the licencensing, while also taking care of the KYC and AML process and providing the necessary whitepaper for the fync token.

What we at fync think about the future development of the crypto market

Gartner Hype Cycle

The crypto market is incredibly volatile. This is all part of the process of a young market coming of age. Because the cryptocurrency market follows the Gartner Hype Cycle, just like any market that is driven by new technology.

Development: Internet vs. Crypto

Just like Bitcoin and crypto, the Internet and all tech stocks were declared dead after the dot.com bubble burst. Today, it is impossible to imagine life without the internet. The growth in users of cryptocurrencies is even outstripping that of the internet by a long way. The World Bank expects around 4 billion crypto users by 2030.

Crypto Marketcap

Don't be misled by short-term price fluctuations. Like many things in life, the price development of cryptocurrencies is also a matter of perspective. If you zoom out a little on the time axis, a completely different picture emerges: a very clear picture, in which the value of cryptos is inexorably growing.

DeFi applications

Cryptos have the potential to completely change our financial industry: Decentralised Finance Applications (DeFi) allow each and every one of us to participate in this new financial system - no matter which side. Everyone can be their own bank, independent of central bodies. A fairer, more inclusive world is the chosen goal. Total Value Locked (TVL) in the DeFi market has increased over 100x from January 2020 to September 2022.

Non-Fungible Tokens (NFT)

Non-fungible tokens (NFT) are intellectual property rights for digital goods deposited on the blockchain. They were all over the media last year. In a world that is becoming increasingly digital, we have now found a way to map digital property with NFT. NFT will not only change the art and music industries, but also the way we work together, for example in research. Even though the volume of trading has declined sharply in recent months, the monthly trading volume has settled at just under USD 1 billion. By comparison, this is 1000 times what it was less than 2 years ago (USD 950,000 in January 2021).

Download our free "crypto 101" video!

You want to learn and understand the basics of cryptocurrencies and the crypto market? In our 15-minute video we have compiled all the relevant information, approaches and basics for you.

The most frequently asked questions for fync

Your questions - our answers

If you don't have the time or the know-how to trade yourself, join the fync community. Whether this is your first trade or you want to complement your traditional portfolio with a high potential alternative in a growing market - fync is the right partner for you.

The fync token is founded on the idea of asset tokenization. This means that assets are digitally represented on the Ethereum blockchain and you can get a share of these assets through the fync token.

You can get your token in three simple steps: Sign up for free, verify your account via one of our KYC possibilities, get your token. After that you can keep track of your trade 24/7 by accessing your personal dashboard.

fync will be launching soon, but you can already put your name down for registration right here: Register here.

The minimum required deposit amount is € 1,000.

Your deposits (fync tokens) are added to the portfolio. The portfolio is traded by our partner Crypto Management GmbH based on the recommendations of our crypto experts. The goal is to increase your invested capital.

Unblocking means that you no longer participate in fyncs investment portfolio. If you unblock your fync tokens, but do not request a withdrawal, the fync tokens will simply remain on your wallet, but will not create any return for you. If you want to receive your funds into your bank account, you need to request a withdrawal after unblocking your tokens.

Yes, once your tokens are unblocked you can request a withdrawal of your tokens at any time. Withdrawal payments are always made during the first 5 days of the month after the withdrawal request. For example: You request withdrawal of your funds on November 17th. Payment of your withdrawal request will be executed between December 1st and December 5th.

The taxation from your investing gains in fync depends on the crypto regulation of the country in which you are liable to pay tax.

fync powered by Fincity, Crypto Asset Management and dyves invest makes investments into professionally managed crypto portfolios available to everyone.

Fincity is a digital transformation consultancy and software development company that provides technical solutions to help clients solve problems that arise during their digital development. Fincity is the white label provider for fync, which means they take care of the necessary setup and also act as the exchange provider. They provide the necessary technical solution including the licence, take care of the KYC and AML process and also provide the necessary whitepaper for the fync token.

The core business of Crypto Management GmbH is the management of cryptocurrency portfolios, crypto trading, technology consulting and the provision of technology services, especially in the field of cryptocurrencies and blockchain technology. For this reason, the company takes responsibility for and manages the trading of crypto assets. In doing so, it acts on the basis of recommendations for action in close coordination with dyves invest.

Crypto Management GmbH is a service provider licensed by the FMA in relation to virtual currencies (registration in accordance with §32a Abs.1 FM-GwG)

Dyves Invest AG is a research and investment company based in Switzerland. dyves invest creates and manages proprietary investment strategies that are offered to external investors in form of actively managed investment products. dyves invest also manages the investment activities of dyves group.

The minimum required deposit amount is € 1,000.

The fync token is an ECR20 token, generated on the Ethereum blockchain. 1 fync token is always backed with 1 Tether (USDT). USDT by itself is the largest cryptocurrency stablecoin pegged to the U.S. dollar and according to its Management is 100% backed cash and cash equivalents. Hence, 1 fync token will always be redeemable for 1 USDT.

Yes, 1,00 fync always has a fixed value of 1,00 USDT. If you want to sell your fync tokens, the purchase of your fync token is guaranteed by Fincity TRX. Hence you are not dependent on the market and you can always redeem 1 fync token for 1 USDT.

By blocking or unblocking your fync tokens, we retain clarity over the amount of funds that we can put to use based on our investment strategy. If you unblock your tokens, we know that you want to have exit liquidity and hence we need to adjust our portfolio positions accordingly.

Yes, every month you have the possibility to download a monthly report containing all the necessary information you need.

Investing in fync is simple and can be done in 3 steps:

  1. Create an account on my.fync.com and provide us with the necessary information and documents so that we can do the legally required KYC (Know Your Customer) and AML (Anti Money Laundering) checks.

  2. Transfer money or crypto through SEPA transer, Credit Card payment or USDT payment onto your fync wallet.

  3. Buy the fync token with your wallet balance.

The return is automatically debited to your wallet in fync tokens by the 5th of the following month and is at your disposal (hold and automatically participate in the following month's trading or convert to USDT and initiate a payout).

We charge a 1.5% upfront fee on the first amount paid in. Furthermore, we charge a management fee of 2.2% per year (incl. custody fee) on the total value of assets under management (AUM). These charges are invoiced monthly and automatically debited from your account. We charge a 20% performance fee (high watermark).

To clarify: A high-water mark is the highest peak in value that an investment fund or account has reached. The high-water mark ensures the manager does not get paid large sums for poor performance. If the manager loses money over a period, he must get the fund above the high-water mark before receiving a performance bonus from the assets under management (AUM).

Register now & become a fync investor!

Get started with € 1,000 or more!